HDHP.
High-Deductible Health Plan.
Health plan with a deductible above a federal threshold ($1,650 individual / $3,300 family in 2026). Lower premiums than traditional plans, but you pay more out-of-pocket before insurance kicks in. HDHPs are HSA-eligible; cash-pay rates often beat HDHP negotiated rates for elective procedures.
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The price comparison tool surfaces every term in this glossary in context — plan tiers, deductible status, cash-pay vs. negotiated rate. Pick a procedure to see them all in action.
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