In-network.
Has a contract with your insurer.
A provider that has signed a contract with your insurance company to charge negotiated rates. In-network means your insurance covers more (lower deductible, lower coinsurance, no balance billing). Out-of-network providers charge whatever they want; your insurance covers less or nothing.
Use this in real life.
The price comparison tool surfaces every term in this glossary in context — plan tiers, deductible status, cash-pay vs. negotiated rate. Pick a procedure to see them all in action.
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