Out-of-network.
No contract with your insurer.
A provider that does NOT have a contract with your insurance. They can bill you whatever they want, and your insurance typically covers a smaller percentage (or nothing). The No Surprises Act (2022) protects you from out-of-network bills in many emergency and facility-based situations.
Use this in real life.
The price comparison tool surfaces every term in this glossary in context — plan tiers, deductible status, cash-pay vs. negotiated rate. Pick a procedure to see them all in action.
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