Pre-existing condition.
Medical condition you had before coverage started.
Under the Affordable Care Act (2010), insurers cannot deny coverage or charge more based on pre-existing conditions. This applies to all ACA-compliant plans. Short-term limited-duration plans and some employer arrangements have different rules; read carefully.
Use this in real life.
The price comparison tool surfaces every term in this glossary in context — plan tiers, deductible status, cash-pay vs. negotiated rate. Pick a procedure to see them all in action.
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